The Future of Business Savings
26 November 2024
In an ever-evolving economic landscape, UK small business owners must stay ahead of the curve to ensure financial stability and growth. The future of business…
Compare Business Savings Accounts
- ✓Compare interest rates from leading UK banks, challengers & building societies.
- ✓See minimum deposits side by side – starting from just £1
- ✓Find accounts offering the best access & returns for your business
Promoted
Tide Instant Saver
- •New customers, boost your business savings with up to 4.48% AER* variable
- •Interest is paid monthly & no limits or fees on withdrawals
- •FSCS Protected for eligible deposits up to £85,000
Compare Business Savings Accounts
- ✓Compare interest rates from leading UK banks, challengers & building societies.
- ✓See minimum deposits side by side – starting from just £1
- ✓Find accounts offering the best access & returns for your business
Promoted
Tide Instant Saver
- •New customers, boost your business savings with up to 4.48% AER* variable
- •Interest is paid monthly & no limits or fees on withdrawals
- •FSCS Protected for eligible deposits up to £85,000
18 Products Compared
-
Interest Rate
Up to 4.48% AER* (Variable) -
Minimum Deposit
£1 -
Maximum Deposit
Unlimited -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- New customers, boost your business savings with 4.48% AER* variable
- Interest is paid monthly & no limits or fees on withdrawals
- FSCS Protected for eligible deposits up to £85,000
Eligibility Criteria
- Account holders must be a UK resident aged 18 or over
- You are a UK sole trader or freelancer or your business is registered with Companies House as a limited company or partnership
*Up to 4.48% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. New Tide members get these rates free for 6 months; after that, your Tide plan’s rates apply.
-
Interest Rate
Up to 4.58% AER* (Variable) -
Minimum Deposit
£50,000 -
Maximum Deposit
£5MFSCS protected to £85,000 -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Unlimited withdrawals
- Manage your money easily via app or online banking, all backed up with UK-based phone support.
Eligibility Criteria
- Minimum Initial Deposit – £50,000
- Minimum Age 18 Years
- Business must be incorporated for at least 12 months or have a loan product with Allica
*Rate includes standard rate of 3.83% AER, plus a 0.5% boost each month if you make 15 bank transfers the previous month, and a 0.5% boost for six months if you complete a successful switch with the Current Account Switch Service (CASS). Businesses keeping less than £50,000 in their account may earn a reduced rate of interest and may incur fees. Eligibility criteria and T&Cs apply.
-
Interest Rate
4.00% AER (Variable) -
Minimum Deposit
£1 -
Maximum Deposit
£10mOnly protected to £85,000 -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Start to save with just £1, and access your money whenever you like
- Winner – Money Comms Best Easy Access Savings Account Award
- Apply for an account in as little as 15 minutes with a simple streamlined application process
Eligibility Criteria
- Must be a sole trader, partnership, limited liability partnership or limited company with up to 10 partners
- Your business is based in the UK and registered at Companies House
- All partners are 18 or over & UK residents
Fast account opening. Apply in Minutes.
-
Interest Rate
4.50% AER (Variable) -
Minimum Deposit
£5,000 -
Maximum Deposit
£10mOnly protected to £85,000 -
Access Type
Notice -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Apply online using Cynergy’s streamlined application process
- Interest paid. No fixed term. Choose from 95, 120 or 180 day notice periods.
Eligibility Criteria
- Must be a sole trader, partnership, limited liability partnership or limited company
- Your business is based in the UK and registered at Companies House
- All partners are 18 or over & UK residents
-
Interest Rate
4.55% AER (Variable) -
Minimum Deposit
£5,000 -
Maximum Deposit
£10mOnly protected to £85,000 -
Access Type
Notice -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Apply online using Cynergy’s streamlined application process
- Interest paid. No fixed term. Choose from 95, 120 or 180 day notice periods.
Eligibility Criteria
- Must be a sole trader, partnership, limited liability partnership or limited company
- Your business is based in the UK and registered at Companies House
- All partners are 18 or over & UK residents
-
Interest Rate
4.60% AER (Variable) -
Minimum Deposit
£5,000 -
Maximum Deposit
£10mOnly protected to £85,000 -
Access Type
Notice -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Apply online using Cynergy’s streamlined application process
- Interest paid. No fixed term. Choose from 95, 120 or 180 day notice periods.
Eligibility Criteria
- Must be a sole trader, partnership, limited liability partnership or limited company
- Your business is based in the UK and registered at Companies House
- All partners are 18 or over & UK residents
-
Interest Rate
4.25% AER (Fixed) -
Minimum Deposit
£20,000 -
Maximum Deposit
£2MFSCS protected to £85,000 -
Access Type
Fixed Rate -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Fixed rate guaranteed
- Apply online today
Eligibility Criteria
- Minimum Initial Deposit – £20,000
- Minimum Age 18 Years
- Available for registered companies based in the UK
-
Interest Rate
4.40% AER (Fixed) -
Minimum Deposit
£20,000 -
Maximum Deposit
£2MFSCS protected to £85,000 -
Access Type
Fixed Rate -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Fixed rate guaranteed
- Apply online today
Eligibility Criteria
- Minimum Initial Deposit – £20,000
- Minimum Age 18 Years
- Available for registered companies based in the UK
-
Interest Rate
4.40% AER (Variable) -
Minimum Deposit
£20,000 -
Maximum Deposit
£2MFSCS protected to £85,000 -
Access Type
Notice -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Apply online today
Eligibility Criteria
- Minimum Initial Deposit – £20,000
- Minimum Age 18 Years
- Available for registered companies based in the UK
-
Interest Rate
4.45% AER (Variable) -
Minimum Deposit
£20,000 -
Maximum Deposit
£2MFSCS protected to £85,000 -
Access Type
Notice -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Apply online today
Eligibility Criteria
- Minimum Initial Deposit – £20,000
- Minimum Age 18 Years
- Available for registered companies based in the UK
-
Interest Rate
2.25% AER (Variable) -
Minimum Deposit
£1 -
Maximum Deposit
£500kFSCS protected to £85,000 -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Account fee £19 per month
- Open an International Revolut Business account at the same time
Eligibility Criteria
- Available for limited companies, PLCs, LLPs, Partnerships & unlimited companies
- Currently available for companies registered in and with a physical presence within the European Economic Area (EEA), Switzerland, UK and US
- Must open a Revolut Business Grow business bank account to access savings rate
-
Interest Rate
2.75% AER (Variable) -
Minimum Deposit
£1 -
Maximum Deposit
£1mFSCS protected to £85,000 -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Account fee £79 per month
- Open an International Revolut Business account at the same time
Eligibility Criteria
- Available for limited companies, PLCs, LLPs, Partnerships & unlimited companies
- Currently available for companies registered in and with a physical presence within the European Economic Area (EEA), Switzerland, UK and US
- Must open a Revolut Business Scale business bank account to access savings rate
-
Interest Rate
3.51% AER (Variable) -
Minimum Deposit
£1 -
Maximum Deposit
£2mFSCS protected to £85,000 -
Access Type
Easy Access -
Access Methods
App/Online
Product Features
- FSCS Protected for eligible deposits up to £85,000
- Custom pricing for larger businesses
- Open an International Revolut Business account at the same time
Eligibility Criteria
- Available for limited companies, PLCs, LLPs, Partnerships & unlimited companies
- Currently available for companies registered in and with a physical presence within the European Economic Area (EEA), Switzerland, UK and US
- Must open a Revolut Business Enterprise business bank account to access savings rate
What is AER?
Where you see ‘AER’, this stands for ‘Annual Equivalent Rate’ and is intended to make it easier to compare products. It illustrates how much interest would be earned in one full year on an a set amount of money. It takes into account various factors such as how often the interest is paid, and assumes any interest paid during that year is added to the balance and earns interest (compounded).
Refine your search
Articles
Cash Flow Management: Why a Business Savings Account is Essential
26 October 2024
Effective cash flow management is critical for the success and sustainability of any small business. For UK small business owners, managing cash flow effectively ensures…
Common Mistakes Small Businesses Make When Choosing a Savings Account
26 September 2024
Choosing the right savings account is a crucial financial decision for small businesses. A well-chosen account can help businesses grow their funds, manage cash flow…